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Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
In order to meet the demands/needs of farmers and agri-entrepreneurs, ZTBL strives to take initiatives in introducing innovative development/production schemes to help small farmers overcome their financial needs and earn a decent living for their families, food security issues and poverty alleviation among rural population.
Our deposit products range from Current/ Savings account, term deposits to meet your daily banking needs through our vast branch network spread across the country.
The premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know-how.
Our wide Branch network of 501 Branches ( Conventional & Islamic) to meet your Banking needs within your vicinity.
In order to facilitate the farmers in transporting their produce from farm to market and input needs from market to farm in addition to improve their savings, ZTBL has decided to introduce the subject product for the benefit of the farming community.
Terms & Conditions:
| Operational Jurisdiction | The scheme will be applicable across the country. |
| Eligibility Criteria |
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| Documents Required |
CNIC Copy, Loan Application, Agri.Pass Book/Fard Jamabandi, 2 recent photographs. |
| Maximum Loan Limit |
Up to Rs. 1.000 million per borrower/party. |
| Borrower’s Contribution |
10% of the cost of Loader Rickshaw will be deposited by the borrower as self-contribution/equity. |
| Collateral |
Tangible properties owned by the borrowers as per the policy of the Bank. |
| Cost of Credit |
As per Bank’s Rules. |
| Rate of Mark Up |
The prevailing rate of mark up on development loans is applicable. |
| Sanction of Loan |
Loan would be sanctioned by the Credit Review Department (CRD) at Head Office. |
| Disbursement of Loan |
The loan for farm transport vehicle is disbursed by issuing a pay order/demand draft in favour of the manufacturer/dealer. |
| Registration & Insurance |
Three Wheeler Loader Rickshaw will be jointly registered on the names of the Bank & the borrower and will be comprehensively insured from “A” rated insurance company. |
| Repayment Schedule |
Loan will be recovered within 05 years in half yearly installments with grace period of six months. |
| Monitoring/Utilization |
Strict monitoring would be exercised by ensuring checking of utilization by the Bank Authorities. |
