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Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
In order to meet the demands/needs of farmers and agri-entrepreneurs, ZTBL strives to take initiatives in introducing innovative development/production schemes to help small farmers overcome their financial needs and earn a decent living for their families, food security issues and poverty alleviation among rural population.
Our deposit products range from Current/ Savings account, term deposits to meet your daily banking needs through our vast branch network spread across the country.
The premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know-how.
Our wide Branch network of 501 Branches ( Conventional & Islamic) to meet your Banking needs within your vicinity.
Australorp Black hen in Pakistan is a highly demanded breed in the chicken farming sector nowadays because of its tremendous and record-breaking potential of laying eggs, heavy-weight to suffice good demand for chicken meat and for easy buildup under the same conditions as for other local breeds. Black Australorp chicken breed is used to serve both commercial and domestic needs. ZTBL will initiate special drive to support their farmers in Australorp farming which will include purposes of fertile eggs, Australorp day-old chicks, Australorp roosters, and Australorp hens.
Keeping in view the above, the management of the Bank is pleased to introduce the titled scheme.
Terms & Conditions:
| Operational Jurisdiction | The scheme will be applicable throughout the country where no restriction is imposed by Federal/Provincial Government. |
| Eligibility |
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| Documents Required | CNIC Copy, Loan application, Agri. Passbook/Fard Jamamadi & 2 recent photographs. |
| Maximum Loan Limit | Rs.5.000 million per borrower/party. |
| Borrower’s Contribution | 10% of the loan amount will be deposited by the borrower as self-contribution. |
| Collateral | All tangible securities are acceptable to the Bank. |
| Cost of Credit | As per Bank’s rules. |
| Repayment Schedule | Loan will be recovered within 8 years in half yearly installments commencing two year after the disbursement. |
| Rate of Mark Up |
The prevailing rate of mark up on development loans is applicable. |
| Disbursement of Loan |
After execution of legal documents, Loan for poultry structure would be disbursed first in three equal installments after verification of proper utilization of each installment then loan for purchasing Golden/Misri Chicks/Birds and meeting other operational expenses would be disbursed through current account of the borrower. |
| Sanction of Loan |
Loan under the scheme will be sanctioned by Credit Review Department (CRD) at Head Office. |
| Monitoring |
Close monitoring would be carried out by the respective Bank authorities. |
