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Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
In order to meet the demands/needs of farmers and agri-entrepreneurs, ZTBL strives to take initiatives in introducing innovative development/production schemes to help small farmers overcome their financial needs and earn a decent living for their families, food security issues and poverty alleviation among rural population.
Our deposit products range from Current/ Savings account, term deposits to meet your daily banking needs through our vast branch network spread across the country.
The premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know-how.
Our wide Branch network of 501 Branches ( Conventional & Islamic) to meet your Banking needs within your vicinity.
In livestock sector, poultry production has its own impact and value on the overall livestock market and in the GDP contribution. It is considered to be one of the most efficient and economical system of production of animal protein. In Pakistan, Poultry has been playing a vital role in bridging the gap between supply and demand of animal protein food of high biological value.
Golden/Misri Chicken poultry farming possesses bright prospects for future development in view of easy and abundant availability of all the requisite inputs such as land, labor and feed resources in rural areas and lower cost of production as compared to commercial poultry. Organic breeds widely available in Pakistan is Golden/Misri, for having their advantage of being well adapted to the local environmental conditions (hot, cold, humid, dry and rainy weathers) and can live as scavenger birds and can be reared at a low cost.
Keeping in view the above, the management of the Bank is pleased to introduce the titled scheme.
Terms & Conditions:
| Operational Jurisdiction | The scheme will be applicable throughout the country where no restriction is imposed by Federal/Provincial Government. |
| Eligibility Criteria |
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| Documents Required | CNIC Copy, Loan application, Agri. Pass Book/Fard Jamabandi & 2 recent photographs. |
| Maximum Loan Limit | Rs.5.000 million per borrower/party. |
| Borrower’s Contribution | 10% of the loan amount will be deposited by the borrower or to be invested towards his project as self-contribution. |
| Collateral | All tangible securities acceptable to the Bank. |
| Cost of Credit | As per Bank’s rules. |
| Repayment Schedule | Loan will be recovered within 8 years in half yearly installments commencing two years after the disbursement. |
| Rate of Markup | The prevailing rate of mark up on development loans is applicable. |
| Disbursement of Loan | After execution of legal documents, Loan for poultry structure would be disbursed first in three equal installments after verification of proper utilization of each installment then loan for purchasing Golden/Misri Chicks/Birds and meeting other operational expenses would be disbursed through current account of the borrower. |
| Sanction of Loan | Loan under the scheme will be sanctioned by the Credit Review Department (CRD) at Head Office. |
| Monitoring | Close monitoring would be carried out by the respective Bank authorities. |
